Personal Banking Rates - Effective: 07/14/10
Min Balance
to OpenMin Balance to Avoid Maint Fee Maint Fee Min Tier to Earn Interest Interest Rates APY* Transaction Accounts
Economy Checking
$100 NA $7/mo NA 0.00% 0.00% Personal Checking
$100 $500 $10/mo NA 0.00% 0.00% Personal Interest Checking **
$100 $2,500 $15/mo 0.01 0.20% 0.20%
10,000 0.20% 0.20%
50,000 0.25% 0.25%
100,000 0.25% 0.25%
500,000 0.25% 0.25% Preferred Checking (age 55 and over)
$100 N/A $0 NA 0.00% 0.00% Student Checking (age 18 and over - full time student)
$100 NA $7/mo NA 0.00% 0.00% Community Checking $100 $700 $7/mo NA 0.00% 0.00% Workplace Community Checking
(Must be an employee of a current PAB NA business customer)
$0 N/A N/A N/A 0.00% 0.00%
Savings & Money Market Accounts
Personal Savings **
$100 $200 $3/qtr All 0.50% 0.50% Premier Personal Savings **
$50,000 $200 $3/qtr 0.01 0.00% 0.00%
50,000 0.50% 0.50% Minor Savings (under 18) **
$10 $0 $0 All 0.50% 0.50% Personal Money Market **
$1,000 $1,000 $10/mo 0 .01 0.65% 0.65%
10,000 1.00% 1.00%
50,000 1.24% 1.25% Personal High Yield Money Market **
$2,500 $2,500 $12/mo 0.01
0.65% 0.65%
10,000 1.00% 1.00%
25,000 1.24% 1.25% 100,000 1.24%
1.25%
Certificates of Deposit
Personal CD's***
$1,000 N/A N/A $1,000 Under 90 Days
0.15% 0.15% 90 Days
0.50% 0.50% 180 Days
0.65% 0.65% 12 Months
1.14% 1.15% 24 Months
1.24% 1.25% 30 Months
1.39% 1.40% 36 Months
1.49% 1.50% 48 Months
1.59% 1.60% 60 Months
1.79% 1.80% IRA CD's (all)***
$500 N/A N/A $500 180 Days
0.65% 0.65% 12 Months
1.15% 1.15% 18 Months
1.15% 1.15% 24 Months
1.24% 1.25% 30 Months
1.39% 1.40% 36 Months
1.49% 1.50% 48 Months
1.59% 1.60% 60 Months
1.79% 1.80%
*Annual Percentage Yield
**Rate may change after the account is opened. Fees could reduce the earnings on the account.
***Early withdrawal penalties may apply.




